Practical Motoring investigate how to buy a car on finance, do you buy outright; take out a bank loan, novated lease, or a balloon payment lease?

We’ve all heard of buying a TV or fridge and not having to pay a cent until next year, but Hyundai has taken it a step further this month with a no-deposit-no-payment-until-2015 deal on any new Hyundai. The question is, do the figures stack up, and is there a catch? Tony Bosworth investigates.